Frequently Asked Questions
When am I eligible for a learner's permit?
Students can sign up and start driver’s ed on their 15th Birthday or anytime after
How much does it cost?
The total cost is $399., but only a $99 down payment followed by three $100 monthly payments is available. Full payment includes both the 30 hours of online instruction AND the state required 6 hours of behind-the-wheel driving.
Do some insurance companies give a discount for completing driver's education?
Yes, Farm Bureau Insurance in Veedersburg, Indiana, offers a discount!
How and when can I get my learner’s permit?
Ten and Two Driving will issue a Certificate of Driver’s Education (CDE form) along with proof of registration in the online class after the student has enrolled and payment has been received by Ten and Two. These two forms, along with additional personal information, must be taken to the BMV, where they will then provide the student with a learner’s permit.
What other documentation do I need to take to the BMV to get my permit?
(Along with the CDE form and proof of registration mentioned above)
Please bring the following:
your birth certificate
your social security card
2 pieces of mail with your name and current address
No mail? You can print or ask your school to print your current class schedule and report card from Harmony that includes your name and address.
Click here for more specific details on the BMV’s required documents.
Must I finish the online portion before I can get my learner’s permit?
No. Students can work on the online class and the driving portion at the same time. However, the 6 hours of behind-the-wheel instruction must be completed within 180 days from payment received. There is no time limit for the online class.
Do I have to take a test at the BMV to get my learner's permit?
Yes. A 50 question multiple choice test, including sign identification, is required to get a learner’s permit.
I recommend having some of the 30 hour online class completed before attempting this test.
If a student fails the test, he or she can go back to the BMV and try again the next day.
A student is allowed unlimited attempts to pass the test, but the test can only be taken one time each day.
Students can take this written test on a computer or on paper. Students have said it is easier on paper, but you must request a paper test.
Are there resources available to help me study for the permit test at the BMV? Yes!
*Please note, the best way to prepare is by completing the first 2 Units of the 30 hour online class (about 20%) prior to testing.
How are driving times scheduled?
Once you've received a learner’s permit, you'll be contacted and given a link which will be used to sign up for driving days/ times. This link will allow you to choose the day/time up to a week in advance. I always try to work around students’ busy schedules. Driving times are available after school, Saturdays, Sundays, during school vacations, and summer break.
How long is a scheduled driving session?
Drives last 1 hour. Depending on your work schedule and activities, I will generally drive with you 1 or 2 times per week.
Where will we meet to drive?
All drives begin and end in Covington
Depending on your instructor, you may meet at 522 Crockett St. or you may meet at the Covington City Building (corner of 4th St. and Washington St.).
You will receive a reminder text the day of your scheduled drive stating where to meet your instructor.
Who will I be driving with?
Ten and Two Driving has 3 instructors who you may be driving with. You probably won't drive with the same instructor every time.
Corey Smaltz is the owner of Ten and Two Driving. He has been teaching driver's ed since 1999. He also teaches Math at Covington Community High School and also drives a school bus.
Bryan Anderson is a Math teacher at Covington Middle School and has been teaching driver's ed since 2019.
Michelle Hughes joined Ten and Two Driving in 2020. She also teaches driver's ed for North Vermillion High School and Simmons Driving in Terre Haute.
Can two students drive together?
Absolutely! This is a great way for parents to save a trip to Covington.
If 2 students want to drive together, simply sign them up for back-to-back openings on the driving schedule. For example, student A would drive at 4:00 while student B rides along in the back seat. Then they would switch and student B would drive at 5:00. The 2 students would NOT have to be ready for the same drive. It could be the first day of driving for student A and the 2nd day of driving for student B.
Another option is to schedule both students at the same time. For example, student A could drive at 4:00 with one instructor and student B could also drive at 4:00 with a different instructor.
Can I drive outside of Indiana with a learner’s permit?
Yes in Illinois, but every state is different, so I recommend calling the State Police in each particular state before driving.
What are the benefits to taking my driving test with Ten and Two?
Ten and Two Driving offers the state driving test for an additional $30.
Students will use one of our cars and will take the test with Mr. Smaltz.
The BMV does not provide a car.
Students can schedule tests at a time convenient for them: evenings and weekends are available.
Students testing with the BMV will have to miss part of the school day as testing appointments are only available during work hours.
What about car insurance?
Indiana requires all drivers to have insurance. Use this guide to decide what kind of insurance is best for you.
I know this process can sometimes be overwhelming. Please call or email with any additional questions.